Why is my PayPal money on hold? See this now (2023)


Do you want to know the causes and how to resolve the issue of Paypal money on hold? If yes, then this article is meant for you…

Despite the fact that PayPal is one of the most used payment platforms in the world, it is also often dubbed as “the headache generator”. Thousands of users, when selling a product, or making a purchase, discover how their money is held by PayPal without the platform explaining the reason why it made that decision.

If reading this article you are suffering from this problem of PayPal money on hold, or you use PayPal and you want to know what you have to do so that your money is not held in your account , you are in the right place. 

Here we are going to show you what are the reasons why PayPal holds your money , as well as how long this type of limitation lasts.

Why is my PayPal money on hold?

Being a payment platform that works almost everywhere in the world, PayPal has certain “tools” that it puts into practice to prevent users from being scammed when sending or receiving money. 

One of these tools refers to the withholding of funds, a measure that PayPal usually takes in those accounts where some type of irregularity is registered .

No account is safe from balance retention, for PayPal all accounts are the same. Of course, those that are new and have not received any type of payment, are more likely to receive limitations.

 Some of the reasons why PayPal sometimes withholds money from an account are these:

Receive a payment of more than € 100 in a newly created account.

Have a limited track record on eBay or any other product sales platform.

• Have a seller profile of less than 6 months within PayPal.

Having a negative track record when it comes to selling products on eBay.

• Own more than 4 disputes within PayPal.

• Being a seller within a high risk category: selling travel, coupons, event tickets and intangibles.

Sell ​​or buy PayPal balance.

How long will my PayPal money be on hold?


Balance holds according to PayPal are for 21 days. After these number of days, the money will be automatically released into the user’s account, in case there has been no problem. 

Similarly, PayPal specifies that sometimes the money held is released before 21 days , this is done if PayPal does not find any type of irregularity in the transaction.

On the other hand, PayPal can extend this period if it finds some kind of inconvenience in the purchase and sale of a product. 

In the event that the product does not reach its destination, or is incorrect, PayPal will extend this retention by 21 more days. If the problem is not solved and both parties have not agreed, the seller’s account could be limited for a period of 180 days .

Without much else to add, we recommend paying special attention to the emails sent by PayPal . In these emails they indicate if the retention on payments has been removed, or if there is a problem that does not allow them to eliminate said retention. 

In addition, you will have to be especially careful when entering your account, as there are all kinds of PayPal-related scams that could cause your account to be stolen. That would help you to avoid the encountering the issue of Paypal money on hold.

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